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Posted by Bruno Real Estate Advisors on 5/20/2018

Although clutter in your home may seem like an insignificant problem, it can actually have a negative impact on everything from your personal productivity to family relationships.

When dirty dishes pile up, clothes gather on the floor, and toys are scattered everywhere, it often creates a feeling of discouragement that can seep into every aspect of your life.

While most people view clutter as an annoyance or an eyesore, studies have shown that it can contribute to stress, feelings of guilt, and even depression. Books have been written on the topic and well-known websites have devoted countless pages to the connection between stress and clutter.

In addition to feeling embarrassed when guests drop over unexpectedly, household clutter makes it difficult to find important things, like car keys, homework assignments, or cell phones. A disorganized, messy home can also lead to bills being paid late, which can bring with it a whole separate set of problems, such as late payment fees, collection letters, and credit rating issues. For people planning on applying for a mortgage in the near future, a damaged credit score could adversely affect interest rates, loan terms, or even their chances of obtaining a mortgage.

Fortunately, there are ways to turn the tide on your battle with household clutter. The first step, of course, is to recognize that you have a problem. The second step is to begin writing a plan or set of goals for taking charge of the clutter. The third step is to begin taking action and to set aside 15 to 30 minutes a day for organizing your home and putting clutter in its place!

If you're considering putting your home on the market in the near future, you may need to bump up that time allotment! Cluttered closets, storage areas, and countertops are sure to send the wrong message to prospective home buyers. Living areas that contain too much furniture, stacks of magazines, or piles of unsorted mail will convey an unwanted image of chaos, messiness, and disarray. Clutter can also have the effect of making rooms look smaller and less appealing.

In addition to establishing new and better habits for keeping your home organized and looking its best, it's also important to enlist the cooperation of your family. When everyone does their part to keep your home looking presentable and well maintained, fewer things will get misplaced, moods will be lifted, and you'll no longer feel embarrassed when company drops by!

The best time to begin attacking the problem is now. If the project seems overwhelming, the solution is to start small, but stick with it on a daily basis. As the famous quote says, "The race does not always go to the swift, but to those who keep on running."





Posted by Bruno Real Estate Advisors on 5/13/2018

If you’re getting ready to buy a home, you know it will be one of the most significant purchases of your entire life. However, are you fully prepared for all of the expenses that buying a home will bring? You don’t want to buy a house to find out that you can’t afford it after all.


Many expenses go into buying a home that you can plan for ahead of time. Other costs aren’t as exact that you will need to add in your budget. Read on to learn more about many of the expenses that throw first-time home buyers for a loop. 


Closing Costs


Closing costs encompass a whole bunch of expenses that you’ll incur buying a home. These include:


  • Taxes
  • Application fees
  • Attorney fees
  • Title insurance
  • Reimbursements
  • Recording fees

No matter what the closing costs include, you should plan for these expenses to be about 2-5 percent of the price of your home. Costs can vary widely, but it’s good to have a bit of extra cash on hand.


Maintaining Your Home


While most homebuyers are prepared for the initial costs of buying a home, they don't know how much it costs to maintain a home. Each year, things will come up on your property that needs to be addressed continually. These tasks include:


Cleaning

Yard care

Gutters

Pressure washing


These routine tasks are independent of other costs like replacing a stove or fixing a furnace. Homeowners need to be prepared for these expenses as well.


Taxes


Taxes can increase or decrease for any given year. You can lookup taxes in the area where you’re planning to buy a home in order to prepare yourself. You should make sure that your property taxes are comparable with that of other homes in your area.

Utilities


Utilities are what your home runs on. Depending on the climate you live in the number of utilities you pay can vary. Take into account these things:


  • Heat
  • Air conditioning
  • Water
  • Electricity
  • Phone
  • Cable
  • Internet

Most neighborhoods have one or two choices for services, so you can ask people in the neighborhood what providers they [refer and how much their bills are each month.         



Insurance


You’re required to have homeowner’s insurance when you get a mortgage. Even if you don’t take out a mortgage and pay cash for a home, it’s a wise decision to protect your investment. Estimate how much a yearly policy will cost you ahead of time. 


This insurance will protect your property from things like theft and fire. You can shop around for the best rates based on policies that suit your needs. It’s easy to price out policies online. See where you can save including discounts for security systems or multiple policy discounts. 


If you live in an area where floods or earthquakes are prevalent, you should be aware. You’ll find you need additional policies to cover damage in the event of these disasters. The most important thing about your homeowner’s insurance policy is that you check the details for all of the fine print.       





Categories: First Time Buyer   first home  


Posted by Bruno Real Estate Advisors on 5/10/2018


17 Country Lane, Berkley, MA 02779

Single-Family

$279,900
Price

5
Rooms
2
Beds
1
Baths
** 1st showings at Open House Sat 5/12 11am -12:30pm** A Rare Find! Enjoy the "Best of Both Worlds"... a picturesque country setting AND easy access to Rte 24. This tastefully decorated New England Ranch is nestled on a treed acre lot. Inside, an open floor plan greets you w/ almost 1,100sf of living space. The wood cabinet Kitchen has plenty of storage & counter space & slider leads your sundeck & private backyard. The Family Room is king sized to have all your friends & family over to cheer on your favorite team. The large picture window lets in lots of natural light making it feel light bright & cheery. The lower level is unfinished w/ workout area & Bonus room just begging to be finished for a future home office or playroom. Outside, the backyard is large, wooded & private. Other special features: family neighborhood, a sundeck for grilling & relaxing, walk out basement, storage shed, oversized driveway & brand new septic. Move-in condition. Dreams come true!
Open House
Thursday
May 10 at 11:00 AM to 1:00 PM
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Cannot make the Open Houses?
Location: 17 Country Lane, Berkley, MA 02779    Get Directions

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Categories: Open House  


Posted by Bruno Real Estate Advisors on 5/10/2018

** 1st showings at Open House Sat 5/12 11am -12:30pm** A Rare Find! Enjoy the “Best of Both Worlds”... a picturesque country setting AND easy access to Rte 24. This tastefully decorated New England Ranch is nestled on a treed acre lot. Inside, an open floor plan greets you w/ almost 1,100sf of living space. The wood cabinet Kitchen has plenty of storage & counter space & slider leads your sundeck & private backyard. The Family Room is king sized to have all your friends & family over to cheer on your favorite team. The large picture window lets in lots of natural light making it feel light bright & cheery. The lower level is unfinished w/ workout area & Bonus room just begging to be finished for a future home office or playroom. Outside, the backyard is large, wooded & private. Other special features: family neighborhood, a sundeck for grilling & relaxing, walk out basement, storage shed, oversized driveway & brand new septic. Move-in condition. Dreams come true!

More Info on this Property | New Listing Alerts




Categories: Uncategorized  


Posted by Bruno Real Estate Advisors on 5/9/2018


17 Country Lane, Berkley, MA 02779

Single-Family

$279,900
Price

5
Rooms
2
Beds
1
Baths
** 1st showings at Open House Sat 5/12 11am -12:30pm** A Rare Find! Enjoy the "Best of Both Worlds"... a picturesque country setting AND easy access to Rte 24. This tastefully decorated New England Ranch is nestled on a treed acre lot. Inside, an open floor plan greets you w/ almost 1,100sf of living space. The wood cabinet Kitchen has plenty of storage & counter space & slider leads your sundeck & private backyard. The Family Room is king sized to have all your friends & family over to cheer on your favorite team. The large picture window lets in lots of natural light making it feel light bright & cheery. The lower level is unfinished w/ workout area & Bonus room just begging to be finished for a future home office or playroom. Outside, the backyard is large, wooded & private. Other special features: family neighborhood, a sundeck for grilling & relaxing, walk out basement, storage shed, oversized driveway & brand new septic. Move-in condition. Dreams come true!
Open House
No scheduled Open Houses

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Categories: New Homes